Moneyline Bet: A Complete Guide for iGaming Operators

Reading time: 6 Minutes

September 17, 2025

The gambling business flourishes on diversity. Sports betting has infinite opportunities to participate, whether it is the complicated nature of the plays or the exotic nature of the prop bet. However, when simplicity is concerned, the moneyline bet is hard to compete with. 

Any amateur gambler will tell you what his/her first bet was, and it is likely to be a moneyline. It is simple, interactive, and universally applicable—choose the winner and get paid, in case you are correct. To iGaming operators and brands, this is not a question of providing an entry-level product but rather how to maximize player involvement at the same time keeping margins intact.

Let us unravel all you have to know about the moneyline bets, including how they operate and why they continue to be the core of the iGaming ecosystem

What Is a Moneyline Bet?

In its most basic form, a moneyline bet is the easiest bet to place: you are betting on who is going to win. No point spreads, no totals, no complex conditions. 

  • If your pick wins, you win. 
  • If your pick loses, you lose. 

Such simplicity has made moneyline betting one of the favorites among novices, yet a regular in markets where spreads are not the problem. To an iGaming operator, providing transparent and easily accessible betting opportunities such as this creates confidence and spurs purchase. 

How Does a Moneyline Bet Work?

Moneyline bets are determined by the results of the game or event. For example: 

  • A bettor is placing a bet on Team A to defeat Team B. 
  • When Team A wins, the gambler gets paid according to the odds. 
  • When Team A loses, there is a stake loss. 

The gimmick is the odds: favorites are favored with smaller odds (less returns), whereas underdogs are favored with larger odds (more returns). It is the balance that generates betting activity and makes markets competitive.

Infographic showing how a moneyline bet works

Understanding Moneyline Odds

The world has different ways of expressing odds, yet the general principle is the same—to state probability and payouts.

American Odds (+/- system)

In the U.S. markets, odds are represented as follows: 

  • -150 (Favorite): Betting $150 would win a bettor 100. 
  • +200 (Underdog): With a 100 stake, a 200 profit is earned. 

Decimal Odds (European markets)

Decimals, which are common in Europe, indicate total payout per dollar bet: 

  • 1.67: Equivalent to -150 American odds. 
  • 3.00: Equivalent to +200. 

Fractional Odds (UK markets)

As is still common in the UK and Ireland:

  • 1/2 (Favorite): Bet £2 to profit £1. 
  • 2/1 (Underdog): Bet £1 to profit £2. 

In the case of iGaming operators, providing odds in local formats is important to attract a global audience—customers need to recognize them, and the appropriate display enhances interest. 

Why Moneyline Bets Are Popular in iGaming

Moneyline bets have been one of the most available markets globally, attracting both beginner and professional punters. 

  • Ease: Ideal starting point for first-time punters. 
  • Universality: Sports-soccer, basketball, baseball, UFC, tennis. 
  • Interaction: Participants get support for winners without additional sophistication. 

To operators, such popularity indicates increased player traffic, particularly live betting formats where moneylines change dynamically.

Venn diagram showing why players love moneyline bet.

Advantages and Challenges of Moneyline Bets

Advantages

  • Simple to market: Simple messaging (“Pick the winner”). 
  • High Retention: Casual players make repeat wagers. 
  • Flexible Use: Suits pre-match, live betting, and even the esports market.

Challenges

  • Margin Management: Pools can be skewed by heavy favorites. 
  • Sharp Bettor Risks: Professional bettors take advantage of mispriced lines. 
  • Market Volatility: Live matches can turn the tide in a very short time. 

The difficulty here is to balance between these factors so that operators can gain the maximum revenue without losing the trust of players. 

Moneyline Bets vs. Other Bet Types

Although moneyline bets are independent of each other, it is useful to the operator to know the comparison: 

  • Spread Bets: Fair out the playing field by adjusting the payout; more complex and greater margins. 
  • Totals (Over/Under): Pay attention to the outcome and combined score. 
  • Prop Bets: Niche bets on certain events (e.g., first goal scorer).

To the operators, moneylines are the gateway product. They lure gamblers, who in turn venture into more sophisticated markets—making them essential in the funnel of user acquisition. 

Managing Moneyline Bets in iGaming Platforms

The simplicity is backed by an elaborate risk management and engagement strategy. 

  • Odds Setting: Operators use sophisticated algorithms and data models to determine competitive but profitable lines. 
  • Local Taste: American punters can do more moneyline punts than Europeans, who do spreads and accumulators. 
  • Affiliate Ecosystem: Moneyline markets are commonly the initial bets that affiliate partners advertise, and therefore, they are vital to growth plans. 
  • Software Integration: Platforms such as Affnook assist operators in streamlining affiliate tracking and payouts, so that moneyline promotions can be converted into quantifiable ROI. 

The Future of Moneyline Betting in iGaming

Moneyline bets do not stay the same—they are changing with technology. 

  • AI in Odds-Making: Artificial intelligence is improving line accuracy and dynamic updates. 
  • Live and Micro-Betting: Moneylines are now also offered as real-time, e.g., who wins the next point or inning. 
  • Cryptocurrency Payments: Cryptocurrencies and alternative wallets can make moneyline betting more appealing globally by providing payouts in stablecoins or wallets tailored to your area.

Operators that adopt such innovations will not only improve engagement but also stand out in a competitive environment. 

Conclusion

A moneyline bet can be the most basic bet in sports betting; however, to the iGaming operator, it is much more than a simple product. It acts as a gateway to new players, a source of interaction in all markets, and a platform for acquisition as an affiliate. 

When managed properly, such as localized odds formats, risk management, and transparent payout systems, moneyline bets can be a strong growth engine. When poorly managed, they could lead to margin drain or the loss of players. 

Brands and operators have learned one thing: moneyline bets are not just a commodity, but a strategic opportunity.

Help Section

Operators should use conversion formulas to ensure consistency across markets. American odds (+/- system), Decimal odds, and Fractional odds represent the same probability differently. Offering all three formats boosts accessibility, ensuring players in the U.S., Europe, and the UK instantly recognize and trust displayed markets.

Sharp bettors exploit inefficiencies in odds-setting, especially on underdogs. This can shrink operator margins and destabilize markets. To manage risk, operators use advanced data models, bet limits, and automated monitoring systems that quickly adjust Moneyline odds to reflect real-time betting behaviors.

Moneyline bets attract new players because of their simplicity: pick a winner and get paid. For operators, they serve as entry-level products that increase engagement. With live and micro-betting options, Moneyline markets also promote repeat wagering, strengthening long-term player retention.

Affiliates often use Moneyline bets as entry-point offers for new players. Operators can track ROI by integrating affiliate platforms with conversion tracking, postback URLs, and attribution models. This ensures transparent commission payments while tying affiliate campaigns directly to Moneyline engagement.

AI-driven models process live sports feeds in real-time, instantly updating Moneyline odds after key events like goals or penalties. This reduces exposure to arbitrage, enhances line accuracy, and balances player engagement with operator profitability, even in volatile, fast-moving betting environments.

Share Now
Picture of Manyata Rai

Manyata Rai

Manyata Rai is a storyteller at heart and a content creator by craft, weaving words into compelling narratives that connect, engage, and leave a lasting impact across digital spaces.

Power up your iGaming affiliate marketing

Best Est. ROI - Winter 2024
Easiest Setup - Winter 2024
Fastest Implementation - Winter 2024
High Performer - Asia Pacific
campaign

Take Your Affiliate Program to the Next Level

Join our community of successful iGaming businesses! Subscribe to our newsletter for actionable content, case studies, and connect with industry experts.